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Client Testimonials

"Thanks also for always being available to address any queries regarding the mortgage and all our insurances. It is a real peace of mind."
Manny & Prameeta Sami, Hamilton

 

If you’re like most Kiwis, you’d love to own your own home rather than rent someone else's.  The hard part is that sometimes it is easier dreamed than done.

A Welcome Home Loan could make your dream come true sooner than you might think.

The maximum loan amount that can be borrowed under the Welcome Home Loan, has risen to $350,000 in high priced areas such as Auckland and Wellington. (15% deposit is required for the portion of lending that is over $200,000).

The maximum household income of $85,000 per annum for 1 - 2 borrowers.

The maximum household income of $120,000 per annum 3 or more borrowers

More Info >>
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Becoming permanently disabled would mean a total change to you and your family’s life.

People who become disabled must come to grips with a whole new way of life. Out of a total number of 570,300 disabled adults in New Zealand, 92,700 require a high level of support. This equates to 3% of the total adult population.

For 37% of disabled adults, the cause of disability was disease or illness1.

Your solution is taking out some Total & Permanent Disablement Cover (or TPD Cover)

More Info >>
Enquiry  >>

 

 
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Andre's Blog

Many commentators, earlier this year, were saying that interest rates may go up 4 to 5 times in 2010. One bank economist was predicting that interest rates may have starting rising back in March. This did not happen and so far this year we have had only one interest rate increase. My view is that interest rates may not go up that much more this year. New Zealand’s economic recovery, which is happening slowly, can best be described as fragile. We have had the European debt crisis which took many by surprise and caused the world share markets to dip by 15%. They have since recovered a little bit in recent weeks. There is some talk that the Chinese economy may slow down as well. Given this and the fact that governments around the world still want to support their economies, interest rates are set to remain relatively low for sometime yet.  The Reserve Bank will likely lift the OCR this Thursday from 2.75% to 3.00% and this is likely to lead to a response to increase floating and 6 months rates by up to 0.25%.